You’ve already made a smart choice by offering CaliforniaChoice to your employees, giving them flexibility, value, and access to some of California’s top health plans. But did you know there are even more ways CaliforniaChoice helps you control costs and get the most from your benefits program?
Here’s a quick refresher on five key features that make CaliforniaChoice such a powerful partner for your business.
1: Multiple Plans, One Program
Choice is at the heart of CaliforniaChoice. Through one program, you can offer seven health plans and 100+ coverage options from well-known carriers like Anthem Blue Cross, Health Net, Kaiser Permanente, and UnitedHealthcare, plus regional options like Sharp Health Plan, Sutter Health Plus, and Western Health Advantage.
Each health plan has its own network and cost structure, giving your employees the freedom to pick what works best for them.
2: You Control the Costs
With CaliforniaChoice, you’re in the driver’s seat. You decide how much your business contributes toward employee premiums — either a Fixed Percentage (50%–100%) of a selected plan or a Fixed Dollar Amount per employee.
Employees simply apply your contribution to the plan they prefer. If they choose a higher-cost option, they simply pay the difference. At renewal, you can adjust your contribution up or down, helping you stay on budget year after year.
3: Preventive Care Pays Off
Preventive care keeps employees healthy and reduces long-term costs for everyone. Every ACA-compliant CaliforniaChoice plan includes free preventive services like routine checkups, immunizations, and screenings for conditions such as high blood pressure, diabetes, and cancer.
When your team uses these benefits early, it can mean fewer costly treatments later and a healthier, more productive workplace.
For more information on ACA-mandated preventive health services, visit HealthCare.gov.
4: Wellness, Telehealth, and More
Your employees get more than just medical coverage. Many CaliforniaChoice plans include telehealth, wellness programs, and support for managing chronic conditions like diabetes and hypertension.
You can also offer optional benefits for a complete package:
- Dental: Two plans – a SmileSaverSM Dental HMO or an Ameritas PPO – offer a range of covered services.
- Vision: The Vision One Eyecare program offers savings on vision care services and prescription eyewear.
- Chiropractic: Landmark Healthplan offers chiropractic benefits including exams, adjustments, and optional acupuncture.
- Life and AD&D: Assurity Life offers coverage starting at $5,000. AD&D benefits and a living benefits provision are included, too.
5: Value-Added Extras
Your CaliforniaChoice membership comes with additional perks for both you and your employees through our Member Value Suite and Business Solutions Suite, including:
- A no-cost Premium Only Plan (POP)
- A Flexible Spending Account (FSA) for groups with 15 or more employees
- COBRA participant invoicing, premium collection, and remittance
- Save on hearing tests, hearing aids, batteries, and more from EPIC Hearing Service Plan
- Prescription savings with the California Rx Card; you may be able to reduce your Rx out-of-pocket costs to less than your health plan copay
- Cal Perks offers savings on theme and water parks, sporting events, museums, entertainment, travel, and more
- Discounts on fitness center memberships and wellness
Stay in Control at Renewal
As your renewal approaches, be sure to connect with your broker for updates on plans, networks, and new value-added benefits. You can adjust your Defined Contribution as needed. Your employees can also update their plans all while staying with CaliforniaChoice. It’s a win-win!